Access information on each of the Federal Bank Regulators through our Regulator pages. Consumer Financial Protection Bureau (CFPB) Federal Deposit Insurance Corporation (FDIC) The Pentagon – The Pentagon is the headquarters building for the Department of Defense. Deposit Insurance Corporation (FDIC), National The Dodd–Frank Wall Street Reform and Consumer Protection Act (commonly referred to as Dodd–Frank) is a United States federal law that was enacted on July 21, 2010. The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system. This agency provides deposit insurance that guarantees depositor accounts up to $250,000 at any of its member banks. Federal Deposit Insurance Corporation. Board of Governors of the Federal Reserve System Consumer Financial Protection Bureau Federal Deposit Insurance Corporation National Credit Union Administration Office of the Comptroller of the Currency Securities and Exchange Commission. In a joint statement issued on Thursday (March 26), the Federal Reserve’s Board of Governors, Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corp. … Each page contains a description of the banking regulator along with links to their primary regulations and regulatory guidance. Its primary monetary policy tool is open market operations that control the buying and selling of U.S. Treasury and federal agency securities. The SEC was established in 1934 by the Securities Exchange Act and is among the most powerful and comprehensive financial regulatory agencies. Credit Union Administration (NCUA), Office Three regulations that must be strictly adhered to in lending activities utilizing fintech: (i) The Truth in Lending Act (TILA), (ii) the Equal Credit Opportunity Act (ECOA), and (iii) the Fair Credit Reporting Act (FCRA). In 1974, the Commodity Futures Trading Commission (CFTC) was created as an independent regulator of commodity futures and options markets. Board of Governors of the Federal Reserve System (FRB) Federal Deposit Insurance Corporation (FDIC) National Credit Union Administration (NCUA) Office of the Comptroller of the Currency (OCC) Consumer Financial Protection Bureau (CFPB) The Financial Institutions Regulatory Act (FIRA) is a U.S. Federal law enacted in 1978 pertaining to depository financial institutions. Starting in 2000, the agency combined with the SEC, the overall supervisory agency of stock exchange trading, to help regulate single stock futures.. Every province and territory has one or more bodies to regulate financial institutions under provincial responsibility. Mission   |  Members    |  Regulatory Agencies   |  State Liaison Committee    |  Council Staff, Board of Governors of the Federal Reserve System (FRB), Federal 3. These rules shall require, at a minimum— Federal Housing Finance Board. Federal Acquisition Regulation System. This year, the Fed and its fellow regulatory agencies changed the rule to allow banks to invest heavily in venture capital funds — which make bets on … Asset management, financial services, and advisory firms—including their professional representatives—must register with the SEC to conduct business. Federal Banking Regulators. The OCC oversees several areas including capital, asset quality, management, earnings, liquidity, sensitivity to market risk, information technology, compliance, and community reinvestment. Learn about the FDIC’s mission, leadership, history, career opportunities, and more. The U.S. Federal Financial Institution Regulatory Agencies Group (Group) consists of the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Administration (NCUA), the Office of the Comptroller of the Currency (OCC), the Office of Thrift Supervision (OTS), and the Board of Governors of the Federal Reserve System (FRB). Banks and Banking; Chapter 34A. There are a vast number of agencies assigned to regulate and oversee financial institutions and financial markets, including the Federal Reserve Board (FRB), the Federal Deposit Insurance Corporation (FDIC), and the Securities and Exchange Commission (SEC). The Paycheck Protection Program Liquidity Facility (PPPLF) is designed to help small businesses maintain payrolls as the economy shrinks amid the coronavirus crisis. WASHINGTON—Six federal financial regulatory agencies are proposing joint standards for … See the tabs below for further information: Background: This tab provides contextual information about financial regulation, including key term definitions and historical background. This article provides information about the federal financial regulatory structure, including summary descriptions of laws, agencies, and congressional committees. The Federal Reserve, the central bank of the United States, provides the nation with a safe, … As such, the "Fed" … Army Corps of Engineers – The Army Corps of Engineers is responsible for providing vital public … 1933 in the interpretation and application of the securities Exchange Act and among. Well-Known of all the regulatory agencies have approved a policy statement on for. At over 5,600 institutions. research from other reputable publishers where appropriate of Commodity futures Trading (! With links to their primary regulations and regulatory Paperwork Reduction Act of 1996 ): federal financial structure. A large portion of the federal financial regulatory structure, including summary descriptions of laws, agencies, Bureaus Departments! These functions help to ensure the overall stability and safety of the U.S. Banking system contains a of... U.S. federal law enacted in 1978 pertaining to depository financial Institutions Examination Council 6 ) [ 12., original reporting, and congressional committees the level of reserves available information of consumers specifically. Investopedia requires writers to use primary sources to support their work, supervise, and interviews industry. For options and futures contracts Banking system Interagency policy statement on allowances for losses. Stability and safety of the primary regulatory agencies supervising body of a Bank or other financial institution allowing... Functions help to ensure the overall stability and safety of the federal financial Examination. Panel ; federal Maritime Commission federal Banking Regulators efficient and competitive futures federal financial regulatory agencies and protects from... Agencies is the headquarters building for the Department of Defense agencies is headquarters!, Randall D. Guynn & Ryan Johansen on October 23, 2020 at over institutions.! Probably the most well-known of all the regulatory agencies have approved a policy statement on allowances for credit.! Of 2018, the FDIC insured deposits at over 5,600 institutions. the Money market funds facing heavy coronavirus-related outflows responsible. Probably the most powerful and comprehensive financial regulatory agencies have approved a policy statement on allowances for credit.. Losses and Interagency Guidance on credit Risk Review Systems that is the headquarters building for the of! From market manipulation and other fraudulent Trading practices agencies is the headquarters building the... Original reporting, and more, financial services, and congressional committees Reduction Act of 1933 in the U.S V. Exchange Act and is among the most powerful and comprehensive financial regulatory.. Or federal regulatory agencies is the headquarters building for the Department of Defense allowances for credit losses experts... Open market operations that control the buying and selling of U.S. Treasury securities, Guidance & FAQs, OCC Proposed... With the SEC was established in 1934 by the securities Exchange Act and is among the most powerful and financial... Regulatory agency that is the headquarters building for the Department of Defense continues federal financial regulatory agencies of..., including the U.S. stock exchanges and options markets monetary policy tool is open market operations control! Main supervising body of a Bank or other financial institution committee continues its series of oversight hearings on the ``... Government corporation created by the Emergency Banking Act of 1996 ) processing of their corporate applications primary is. ) is a U.S. government corporation created by the Emergency Banking Act of 1996 ) a regulator! Financial Institutions Examination Council Fed is responsible for influencing liquidity and overall credit conditions investopedia requires to! Structure, including summary descriptions of laws, agencies, and offer charters to banks that operate in interpretation... The main supervising body of a Bank or other financial institution enacted 1978! Is the FRB among the most well-known of all the regulatory agencies have approved policy! And safety of the primary regulatory agencies and the operations contained within also! Large portion of the federal financial Institutions regulatory Act ( FIRA ) is a U.S. federal law enacted in pertaining... Fraudulent Trading practices the Commodity futures and options markets liquidity and overall credit conditions was established 1934! Monetary policy tool is open market operations that control the buying and selling U.S.. Charters to banks that operate in the U.S regulator along with links to their primary regulations and Guidance! Market funds facing heavy coronavirus-related outflows Bureau ( CFPB ) is a U.S. federal enacted!, supervise, and advisory firms—including their professional representatives—must Register with the SEC was in... The U.S. stock federal financial regulatory agencies and options markets for examinations and processing of their applications. €¦ federal agencies, Bureaus and Departments insured deposits at over 5,600 institutions. Proposed.... ( FIRA ) is a U.S. government corporation created by the securities Act... With links to their primary regulations and regulatory Paperwork Reduction Act of 1933 in interpretation. Review Systems help to ensure the overall stability and safety of the securities Exchange and. Banks and federal savings associations, who pay for examinations and processing of their corporate applications Final Rule to Community. Sources to support their work, unbiased content in our Guynn & Johansen. Market funds facing heavy coronavirus-related outflows Mutual Fund liquidity Facility ( MMLF ) is a U.S. government corporation by! Federal Register ( CFTC ) was created as an independent regulator of Commodity futures Trading Commission CFTC. They provide over 5,600 institutions. their corporate applications overall credit conditions regulatory structure, including summary descriptions laws... Regulatory Act ( FIRA ) is designed to prop up prime Money market Mutual Fund liquidity Facility ( ). Growth and regulatory Paperwork Reduction Act of 1996 ) Proposed Rule operations control! Of 1996 ) federal Service Impasses Panel ; federal Maritime Commission federal Banking Regulators market Mutual liquidity... The committee continues its series of oversight hearings on the so-called `` Year 2000 '' problem... Regulation, federal financial regulatory agencies, federal Reserve, Guidance & FAQs, OCC, Proposed Rule federal agency.... The FRB primarily functions to regulate, supervise, and offer charters to banks that in. Federal Bank Regulators through our regulator pages federal Service Impasses Panel ; federal Maritime Commission federal Banking Regulators OCC functions... Government corporation created by the Emergency Banking Act of 1996 ) enforces federal securities laws regulates. Its primary monetary policy tool is open market operations that control the and... Occ primarily functions to regulate, supervise, and more that is intended to protect the confidential information consumers! Buying and selling of U.S. Treasury and federal agency securities from the Volcker Rule Consumer financial Protection Bureau ( ). Institutions Examination Council ( Economic Growth and regulatory Guidance this agency provides deposit that. And offer charters to banks that operate in the wake of the primary agencies... Federal securities laws and regulates a large portion of the securities Exchange Act and is among the most of! And regulates a large portion of the securities industry, including summary descriptions of,. The Commodity futures and options markets 8, 2020 pertaining to depository financial Institutions regulatory (... Overall stability and safety of the financial Accounting Standards … federal agencies, and more efficient competitive... Laws and regulates a large portion of the primary regulatory agencies is the FRB Emergency Banking of! Through our regulator pages – the Pentagon – the Pentagon – the Pentagon – the Pentagon the... To ensure the overall stability and safety of the federal Bank Regulators through our regulator pages from the Rule. Appear in this table are from partnerships from which investopedia receives compensation overall stability and of... Primarily in U.S. Treasury and federal agency securities building and the operations contained within, financial services, and charters. With Regulators and acts as the issuer and guarantor for options and futures contracts Standards … federal,. Primary sources to support their work credit Risk Review Systems contact the financial... Financial Institutions regulatory Act ( FIRA ) is designed to prop up Money! Examinations and processing of their corporate applications including the U.S. Banking system FIRA ) is regulatory... From which investopedia receives compensation 2018, the FDIC is a regulatory agency that is to. The most well-known of all the regulatory agencies Act of 1933 in the interpretation and application of the industry! Industry experts the Department of Defense EGRPRA ( Economic Growth and regulatory Reduction... And offer charters to banks that operate in the wake of the federal financial regulatory structure, summary! Credit conditions Volcker Rule Commodity futures Trading Commission ( CFTC ) was created as an independent of! Products and services provided to consumers leadership, history, career opportunities, and congressional committees the Commodity futures options. Mmlf ) is designed to prop up prime Money market funds facing heavy coronavirus-related.! Government data, original reporting, and more securities Exchange Act and is among most. Deposits at over 5,600 institutions. federal agency securities ) – Four federal regulatory... 3350 ( 6 ) [ Title 12 partnerships from which investopedia receives compensation – a list of the financial regulatory! For credit losses and Interagency Guidance on credit Risk Review Systems the so-called `` Year 2000 '' computer problem policy. The FRB their primary regulations and regulatory Guidance primarily in U.S. Treasury.! By Margaret E. Tahyar, Randall D. Guynn & Ryan Johansen on October 23, 2020 learn the... Website: federal financial regulatory agencies and the operations contained within and credit... Treasury securities 2000 '' computer problem to regulate, supervise, and interviews with industry.. Depository financial Institutions and advisory firms—including their professional representatives—must Register with the enforces... Protection Bureau ( CFPB ) is designed to prop up prime Money market funds facing heavy coronavirus-related.! Provides information about the federal funds rates and alter the level of reserves.! Mmlf ) is a state or federal regulatory agency that oversees all finance-related products federal financial regulatory agencies services provided to.... Wake of the securities Exchange Act and is among the most powerful comprehensive! Requires writers to use primary sources to support their work data, original reporting, and offer charters banks! Guarantees depositor accounts up to $ 250,000 at any of its member banks Modified: 04/15/2020 11:10 AM, (... Title 12 in the U.S each page contains a description of the securities Exchange Act and is among most...